The Dhani Super Save Card has gained popularity among Indian consumers looking for a rewarding credit card experience. This comprehensive guide will walk you through the entire application process, eligibility requirements, and tips to maximize your chances of approval.
What is the Dhani Super Save Card
The Dhani Super Save Card is a credit card offered by Dhani (formerly Indiabulls), designed to provide users with attractive cashback rewards and savings on everyday purchases. This card stands out for its user-friendly features, competitive reward structure, and seamless digital application process.
Eligibility Requirements
Before applying for the Dhani Super Save Card, ensure you meet these basic eligibility criteria:
- Age: 21 to 65 years for primary cardholders
- Income: Minimum monthly income of ₹15,000 for salaried individuals
- Employment: Stable employment history of at least 1 year
- Credit Score: CIBIL score of 650 or above preferred
- Residence: Valid Indian address proof required
Additional Criteria for Self-Employed
Self-employed individuals need to demonstrate:
- Minimum annual income of ₹3 lakh
- Business vintage of at least 2 years
- Regular income documentation
Required Documents to get Dhani Super Save Credit Card
For Salaried Individuals
- Identity Proof: Aadhaar card, PAN card, or passport
- Address Proof: Utility bills, rental agreement, or Aadhaar card
- Income Proof: Latest 3 months’ salary slips and bank statements
- Employment Proof: Employment certificate or appointment letter
For Self-Employed Individuals
- Identity and Address Proof: Same as above
- Business Proof: Business registration certificate, GST certificate
- Financial Documents: ITR for last 2 years, bank statements for 6 months
- Profit & Loss Statement: Certified by CA (if applicable)
Dhani Super Save Credit Card: Step-by-Step Application Process
Online Application Method
Step 1: Visit the Official Website
Navigate to the Dhani official website and locate the credit card section.
Step 2: Fill the Application Form
Provide accurate personal, professional, and financial information in the online form.
Step 3: Upload Documents
Scan and upload all required documents in the specified format (PDF or JPG).
Step 4: Submit Application
Review all information carefully before submitting your application.
Step 5: Verification Process
Dhani will verify your details and may contact you for additional information.
Step 6: Approval and Card Delivery
Upon approval, your card will be delivered to your registered address within 7-10 working days.
Offline Application Method
- Visit the nearest Dhani branch or authorized partner
- Fill out the physical application form
- Submit original documents for verification
- Complete the application process with assistance from bank representatives
Key Features and Benefits of Dhani Super Save Credit Card
Cashback and Rewards
The Dhani Super Save Card offers competitive cashback rates on various categories:
- Fuel: Up to 2% cashback on fuel purchases
- Groceries: 1.5% cashback on grocery shopping
- Online Shopping: Special rewards on e-commerce platforms
- Dining: Enhanced rewards at restaurants and food delivery
Additional Benefits
- Welcome Bonus: Attractive welcome rewards for new cardholders
- Annual Fee Waiver: Fee waiver options based on spending criteria
- EMI Conversion: Easy EMI conversion facility
- Digital Wallet: Seamless integration with Dhani digital wallet
Tips for Successful Application
Improve Your Approval Chances
- Maintain Good Credit Score: Ensure your CIBIL score is above 650 by paying existing loans and credit card bills on time.
- Accurate Documentation: Provide complete and accurate information in your application to avoid delays or rejection.
- Stable Income Source: Demonstrate consistent income through proper documentation and bank statements.
- Existing Banking Relationship: Having an existing relationship with Dhani or partner banks can improve approval odds.
Common Mistakes to Avoid
- Providing incomplete or incorrect information
- Applying with insufficient income documentation
- Having too many recent credit inquiries
- Neglecting to check credit score before applying
Application Timeline and Processing
The typical processing timeline for the Dhani Super Save Card application:
- Application Submission: Instant online submission
- Document Verification: 2-3 working days
- Credit Assessment: 3-5 working days
- Final Approval: 5-7 working days
- Card Dispatch: 7-10 working days from approval
Conclusion
Applying for the Dhani Super Save Card is a straightforward process when you meet the eligibility criteria and have all the required documents ready. With current offers including up to ₹5 lakh credit at 0% interest, substantial cashback rewards, and attractive welcome bonuses, this card presents excellent value for everyday spending. The September 2025 promotional offers make it an ideal time to apply, especially with the ₹100 activation bonus and enhanced cashback rates. Remember to maintain a good credit score, provide accurate information, and choose the application method that works best for you to successfully obtain this rewarding credit card.
Disclaimer
Important Notice: This content is for informational and educational purposes only and does not constitute financial or investment advice. All information regarding Dhani Super Save Card features, offers, fees, and terms is based on publicly available sources as of September 2025 and is subject to change without notice.
No Guarantee: Meeting eligibility criteria does not guarantee card approval. Final decisions depend on Dhani’s credit assessment and internal policies.
Verify Information: Readers should verify current terms, conditions, and offers directly with Dhani before making any application or financial decisions.
Professional Advice: Consult qualified financial advisors for personalized guidance suited to your specific financial situation.
Limitation of Liability: We are not responsible for any decisions made based on this information or any consequences arising from credit card applications.
